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Gift Aid FAQs

We have gathered some of the most frequently asked questions relating to Gift Aid below.

If you are unsure about anything please feel free to contact us on 01225 874222.

If you are a UK tax payer you are eligible to claim Gift Aid on any donations you make to Ripple Effect. This means we will be able to reclaim the basic rate tax (20%) from the government on the amount you give, for example a £100 donation is worth £125 or a £1000 donation means Ripple Effect receives £1250.

Your donations will qualify as long as they are not more than 4 times what you have paid in tax in that tax year (6 April to 5 April). The tax could have been paid on income or capital gains.

Please let us know if you stop paying enough tax.

When you first donate to Ripple Effect we will ask you to fill in a Gift Aid declaration form. You need to make a Gift Aid declaration for each charity you donate to. If you haven’t filled in a form please contact us and we can organise one for you.

You can include all donations from the last four years, but do let us know if there are any tax years where you didn’t pay enough tax to claim.

Our Gift Aid declaration covers any previous donations within the last four years, present donations and future donations. This will continue so long as you are eligible and are a UK tax payer. For some larger gifts we may require you to sign additional declarations.

You will need to let us know if your tax status changes as we may no longer be able to reclaim Gift Aid on your donations. If this changes or you wish to cancel your declaration please call us on 01225 874222.

If you pay tax at a rate of 40% or above, you can claim back 20% (the difference between the higher and basic rate of tax on your donation). You can do this: - Through your self-assessment tax return - By asking HM Revenue and Customs (HMRC) to amend your tax code For example: You donate £5000 to Ripple Effect We claim Gift Aid to make your donation £6250 You can personally claim back £1250.00 (£6250 x 20%).

A £5000 donation only costs you £3750.

If you wish, you can cancel your declaration at any time. Please let us know if you no longer pay sufficient tax to cover the tax that we reclaim. The cancellation will take effect from the time we receive your letter.

Yes, absolutely! We know many of our supporters are also generous supporters of other charities. You will need to ensure that you complete a declaration for each charity and the total amount claimed in Gift Aid does not exceed how much you’ve paid in tax. If your status does change, you should inform all charities which claim Gift Aid on your behalf. We are always happy to confirm amounts claimed in Gift Aid for your records.

All donations that are personal voluntary donations that meet HMRC guidelines are eligible for Gift Aid. So long as we hold a valid gift aid declaration and you meet the tax requirements, we will claim gift aid on any donations you make via post, telephone or online.

There are some donations which we are not able to claim Gift Aid. Some items bought via our gift site will qualify for Gift Aid but others will not, there is more information on this below. We always advise you get in touch before you undertake any fundraising so we can make sure we help maximise Gift Aid.

Our virtual gifts, such as a Chicken or Women Leaders, are eligible for Gift Aid, as they are donations to our work. However, our merchandise products, such as Shopping Bags, are not eligible, as we cannot claim Gift Aid on the sale of any goods.

You don’t need to worry about this yourself, when shopping online via our gift site. Simply tick the box stating that you are eligible for Gift Aid (if this is correct) on the checkout page and we will only apply Gift Aid only to relevant items.

There are a number of reasons why Gift Aid cannot be claimed on a donation. If you are purchasing goods or if you receive something in return for a donation (e.g. a raffle ticket), then Gift Aid cannot be claimed. Gift Aid cannot be claimed on any donations from a group or a company. It can also not be claimed on any donations from fundraising activities, such as cake sales or coffee mornings. This is because the funds have come from other people, rather than yourself as an individual.

We always advise you get in touch before you undertake any fundraising so we can make sure we help maximise Gift Aid

If you live overseas, you can still claim Gift Aid if you pay sufficient tax in the UK. Please ensure you let us know your correct contact details so we are able to get in touch should we need to.

Yes please! It is really important for you to let us know if there has been a change and we can no longer claim Gift Aid on your donations. It is also really helpful to know even if you have never been able to claim Gift Aid, so we can keep our records as up to date and accurate as possible, whilst ensuring that we don't keep asking you!

We will only be able to cancel your declaration from the date you notify us, so we would advise you speak to HMRC as well if you think we’ve been claiming Gift Aid when we shouldn’t.

Please get in contact by calling +44 (0) 1225-874-222 or emailing us at info@rippleeffect.org to let us know and we can easily amend your Gift Aid status.

Instructions on how to fill out the Gift Aid form

A copy of a paper gift aid declaration form
  • Please tick the applicable box (Yes I am a UK taxpayer, or No I am not a UK taxpayer)
  • Write both your first name and surname
  • Please give your full address and postcode
  • Date the form and sign it